https://www.changefromyourdollars.com/blog daily 0.75 2024-08-09 https://www.changefromyourdollars.com/blog/buywhatyoulluse monthly 0.5 2023-12-26 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/f820a2d5-fb96-490a-84b1-b5f6937cc32a/IMG_9068.jpg Blog - Buy What You’ll Use, Use What You Buy Enter Exhibit A: a winter coat from Old Navy, purchased for about $100 when I was 16. It has a Discman pocket (Google it, Gen Z). You can fit a hardcover Harry Potter book in this pocket. I thought it was fashionable only for a few years, maybe less. In the last 20 years, it has served as my primary coat to take the dog out, the coat I smoke cigars in, and the coat for the occasional dirty outdoor job. For these three scenarios, I would expect the coat to last another 20 years. https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/4d76fa52-2be8-4524-af45-e957785312f0/IMG_9069.jpg Blog - Buy What You’ll Use, Use What You Buy Exhibit B is a computer bag from REI that I got when I was 23 … my old boss from 10 years ago recognized it when we caught up recently. Alas, it’s finally ripping right at the base of the strap. Meaning if I continue, it will tear off right as I’m boarding an airplane or something. I use this bag a lot. It’s too heavy duty for Rebeca to sew at home. It’s too inexpensive of an object to support a local shop repairing things like this. I got my money’s worth for sure, but I don’t want a new bag for $100, I want this bag. All purchases, except land, businesses (including stocks), and collectibles depreciate and lose resale value immediately. On the other hand, experiences appreciate. I want to keep the bag, and the coat, because they remind me of experiences. So the question isn’t “can I afford it” but how much will I use it or love it. Spend big if you’ll use and love it. But more isn’t always better. https://www.changefromyourdollars.com/blog/four-pathways-to-financial-wellness monthly 0.5 2023-11-10 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/d401460f-0ead-40a1-9f7f-cb80bf940c30/image-asset.jpg Blog - Four Pathways to Financial Wellness - Endless content makes it easy to confuse watching something with doing something. Consuming content is not a plan. It’s an activity. As Denzel said in a commencement address, “Don’t confuse movement with progress.” Dry, technical, finance articles offer factual information, but they only answer the questions you ask. And they usually throw in “it depends” for the outlier scenarios, casting doubt on if you are also an “it depends” outlier. https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/6f870cc5-69e0-4cdf-a459-bc9d9edd3aaf/Risk+of+Rejection.png Blog - Four Pathways to Financial Wellness - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.changefromyourdollars.com/blog/affirmative-action monthly 0.5 2023-09-26 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/a8863777-761c-4909-8823-5cdf0470240c/1Untitled.png Blog - Affirmative … Denial? https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/78e56497-b030-44f5-a232-8dfca459305a/Picture1.png Blog - Affirmative … Denial? - Make it stand out Opportunity Atlas https://www.changefromyourdollars.com/blog/howsyourbookcomingalong monthly 0.5 2024-08-09 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/1687959276901-CI9TMQLBT5H4OUE0X0T0/process+blog+2.jpeg Blog - “How’s your book coming along?” - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/666e2657-b1d8-4d0b-8478-445469f9a513/process+blog+3+%281%29.jpeg Blog - “How’s your book coming along?” - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.changefromyourdollars.com/blog/loan-forgiveness monthly 0.5 2023-09-26 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/474b2990-24a3-49a7-9faf-c157b29537fa/download.jpg Blog - To Forgive or Not Forgive - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/ecf2719a-61a9-46c4-9446-371f2c5a09ca/debt+bomb.png Blog - To Forgive or Not Forgive - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/33b1906f-1c54-47fe-86ce-82cd9734d658/Capture2.png Blog - To Forgive or Not Forgive - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.changefromyourdollars.com/blog/welcome monthly 0.5 2023-09-26 https://www.changefromyourdollars.com/contact daily 0.75 2023-03-21 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/17c8954f-2515-4a04-9c4c-0c9af983ca9d/CFYD-Cover.jpg https://www.changefromyourdollars.com/connect-with-brett daily 0.75 2023-11-27 https://images.squarespace-cdn.com/content/v1/63ea6b6b7aa1956b6284d7d4/f0b68a46-5761-491e-b1cc-e5e952107e31/Untitled+design+%282%29.png Contact Brett https://www.changefromyourdollars.com/home-1 daily 0.75 2023-02-13 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